Lenders Checklist- What Documents You Need To Get A Mortgage

If you are in the market for a home mortgage loan, you will need to have some important documents in order to have your loan processed and approved. Here are some documents the average mortgage loan agent will require:

  1. W-2 forms — or business tax return forms if you're self-employed — for the last two or three years for    every person signing the loan.
  1. Copies of at least one pay stub for each person signing the loan.
  1. Account numbers of all your credit cards and the amounts for any outstanding balances.
  1. Copies of two to four months of bank or credit union statements for both checking and savings accounts.
  1. Lender, loan number, and amount owed on other installment loans, such as student loans and car loans.
  1. Addresses where you’ve lived for the last five to seven years, with names of landlords if appropriate.
  1. Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, such as a boat, RV, or stocks or bonds not held in a brokerage account.
  1. Copies of your most recent 401(k) or other retirement account statement.
  1. Documentation to verify additional income, such as child support or a pension.
  1. Copies of personal tax forms for the last two to three years.

To find out how much of a mortgage you qualify for contact Ian Armstrong at (720) 771-7376 or contact my preferred Lenders directly at Security Mortgage Inc.


Matt Sprenger                               Kyle Novak

Security Mortgage Inc.                 Security Mortgage Inc.

(970) 214-4133 Direct                     (970) 988-0054 Direct

msprenger@smting.com              knovak@smting.com

Security  Mortgage inc Fort Collins

 

 

Home for Sale in Loveland, Colorado

9701 Alfalfa Way

Loveland

Sale
$ 1,260,000
9701 Alfalfa Way Loveland home for sale
5 Baths
4 Beds
5872 SqFt
N/A Garages

5639 Mountain Iris Ct

Loveland

Sale
$ 699,000
5639 Mountain Iris Ct Loveland home for sale
3 Baths
4 Beds
4291 SqFt
N/A Garages

1907 Gail Ct

Loveland

Sale
$ 2,099,000
1907 Gail Ct Loveland home for sale
6 Baths
4 Beds
11406 SqFt
N/A Garages

513 Cape Dory Dr

Loveland

Sale
$ 600,000
513 Cape Dory Dr Loveland home for sale
3 Baths
4 Beds
3410 SqFt
N/A Garages

13735 Otter Rd

Loveland

Sale
$ 649,500
13735 Otter Rd Loveland home for sale
3 Baths
4 Beds
4016 SqFt
N/A Garages

1788 Horseshoe Dr

Loveland

Sale
$ 431,900
1788 Horseshoe Dr Loveland home for sale
3 Baths
4 Beds
3218 SqFt
N/A Garages

4833 N County Road 11c

Loveland

Sale
$ 1,250,000
4833 N County Road 11c Loveland home for sale
3 Baths
4 Beds
2725 SqFt
N/A Garages

3571 Saguaro Dr

Loveland

Sale
$ 445,508
3571 Saguaro Dr Loveland home for sale
3 Baths
4 Beds
2795 SqFt
N/A Garages

904 W 5th St

Loveland

Sale
$ 499,000
904 W 5th St Loveland home for sale
2 Baths
4 Beds
3054 SqFt
N/A Garages

306 W 45th St

Loveland

Sale
$ 327,500
306 W 45th St Loveland home for sale
2 Baths
4 Beds
1888 SqFt
N/A Garages

1533 Monroe Ave

Loveland

Sale
$ 289,000
1533 Monroe Ave Loveland home for sale
2 Baths
4 Beds
1768 SqFt
N/A Garages

2821 5th St Sw

Loveland

Sale
$ 417,900
2821 5th St SW Loveland home for sale
3 Baths
4 Beds
2514 SqFt
N/A Garages

Other Articles